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Gm powercard review review9/14/2023 ![]() ![]() The My GM Rewards Card™ comes with automatic Gold Status with the My GM Rewards Program, meaning points will not expire as they do with Silver Status after five years. World Mastercard Elite Benefits such as zero fraud liability are included, though notably missing from the list is MasterRental, Mastercard’s auto rental collision damage waiver benefit. A $50 annual vehicle detailing allowance is included and authorized users are permitted. Cardholders can either earn a $100 statement credit after spending $1,500 on fuel per calendar year or earn a $100 statement credit when using the card to pay six months of electric bills. This limited redemption option means this card should only be used by customers who want to make cash back count (albeit at a respectable rate) toward buying, leasing, repairing or outfitting a GM vehicle.Įxtra benefits of this card are fairly generous, too. A yearly maximum is also extended to gift cards, but at a quarter of the value-the gift card redemption isn’t particularly worthwhile from our seat. Though point redemptions are limited when it comes to buying eligible pre-owned vehicles from participating dealers, there are no limitations on using points toward an eligible, new GM vehicle. The card also offers a welcome bonus: 15,000 bonus points after spending $1,000 in the first three months and an introductory APR offer: 0% intro APR on purchases for the first 12 months, then a variable APR of 19.99% to 29.99% applies. Issued by Goldman Sachs’ Marcus division, the My GM Rewards Card™ charges no annual fee nor any foreign transaction fees and earns 7 points per dollar spent at GM, 4 points per dollar elsewhere. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score See if you’re approved with no impact to your credit score. ![]() ![]() 0% intro APR on purchases for the first 12 months, then a variable APR of 19.99% to 29.99%.No annual fee, no foreign transaction fees, or cash advance fees.Already own or lease a GM vehicle? Use your points toward your loan or lease payment with GM Financial, Certified Service, eligible Accessories and more.Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac.Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM.Points don’t expire as long as your account remains open Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM.Earn 15,000 bonus points after you spend $1,000 in your first three months – that’s $150 in value when you redeem with GM. ![]()
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